Your money, finally explained.
Orchestr connects every UK bank account you have, categorises every transaction with AI, and shows you exactly where you're going — not just where you've been.
Most apps show you what happened.
Knowing you spent £340 on eating out last month doesn't tell you what to do.
Orchestr shows you what's coming.
A 90-day cashflow forecast built from your actual recurring obligations and income patterns — updated every time your bank syncs.
Everything you need to understand your money
Built for real financial clarity, not vanity metrics.
Unified view
All your banks, one dashboard. Current accounts, savings, credit cards — Orchestr connects them all via Open Banking.
AI categorisation
Every transaction is categorised automatically — rules first, then AI. You override anything; Orchestr learns from it.
Cashflow forecast
See your projected balance 90 days out. Know before your direct debit hits whether you'll have enough.
Recurring obligations
Orchestr detects your subscriptions, rent, and loan repayments automatically — even the ones you've forgotten about.
Actionable recommendations
Not 'spend less on coffee.' Specific: 'Cutting your £180/month restaurant spend by a third frees up £720 a year.'
Approved paymentsComing soon
Orchestr can propose the actual transfer to move surplus into savings. You review, approve, and can cancel within 10 minutes.
How it works
Get started in under two minutes.
Connect your banks
Authorise via Open Banking. Read-only access. No passwords stored.
Orchestr does the work
Transactions are ingested, categorised, and analysed. Recurring patterns surface automatically.
Act on what you see
Review your forecast, explore what-if scenarios, and approve any suggested moves.
— Beta user, London“I had no idea I was paying for three overlapping subscriptions until Orchestr found them in the first sync.”
Join the waitlist — free during beta.
Simple, honest pricing
Start free. Upgrade when you need more.
Free
Get started with the essentials.
- Connect up to 2 banks
- 90-day transaction history
- Cashflow forecast
- AI categorisation
Orchestr Plus
For complete financial clarity.
- Unlimited bank connections
- Full transaction history
- What-if scenarios
- Approved payment moves
- Priority support
Stop guessing what your money will do.
Connect your first bank in under 2 minutes.